:root{--charcoal:#242624;--ivory:#F3F0E5;--copper:#B27B56;--moss:#69785D;--ink:#1C1E1C;--muted:#5C635C;--card:#FFFcf6;--line:#DDD6C8;--radius:6px;--shadow:0 18px 40px rgba(36,38,36,.18);--sans:"DM Sans",system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;--head:"Space Grotesk",system-ui,-apple-system,"Segoe UI",sans-serif}
@font-face{font-family:"DM Sans";src:url("/assets/fonts/dm-sans-400.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"DM Sans";src:url("/assets/fonts/dm-sans-600.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"DM Sans";src:url("/assets/fonts/dm-sans-700.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Space Grotesk";src:url("/assets/fonts/space-grotesk-400.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Space Grotesk";src:url("/assets/fonts/space-grotesk-700.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--ivory);color:var(--ink);font:17px/1.65 var(--sans)}
@media (min-width:1100px){body{padding-left:72px}}
img{max-width:100%;height:auto;display:block}
a{color:var(--copper);text-underline-offset:3px}
a:hover{color:var(--charcoal)}
:focus-visible{outline:3px solid var(--copper);outline-offset:2px}
h1,h2,h3{font-family:var(--head);line-height:1.15;color:var(--charcoal);font-weight:700;letter-spacing:-.02em}
h1{font-size:clamp(2.1rem,5vw,3.4rem);margin:.2em 0 .4em}
h2{font-size:clamp(1.35rem,2.8vw,1.85rem);margin:1.5em 0 .45em}
h3{font-size:1.12rem;margin:1.2em 0 .35em}
.container{width:100%;max-width:1180px;margin:0 auto;padding:0 20px}
.narrow{max-width:760px}
.skip{position:absolute;left:-999px;top:0;background:var(--charcoal);color:#fff;padding:10px 16px;z-index:30}
.skip:focus{left:8px;top:8px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.small{font-size:.92rem;color:var(--muted)}

/* Desktop left vertical rail */
.side-rail{display:none}
@media (min-width:1100px){
  .side-rail{display:flex;flex-direction:column;align-items:center;gap:18px;position:fixed;left:0;top:0;bottom:0;width:72px;background:var(--charcoal);z-index:8;padding:18px 0;border-right:1px solid rgba(243,240,229,.08)}
  .rail-brand{color:var(--copper);font:700 12px/1 var(--head);letter-spacing:.16em;text-decoration:none;writing-mode:horizontal-tb}
  .rail-nav ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;align-items:center}
  .rail-nav a{display:grid;place-items:center;width:42px;height:42px;border:1px solid rgba(243,240,229,.18);color:var(--ivory);text-decoration:none;font-size:9px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;text-align:center;padding:4px;line-height:1.1}
  .rail-nav a:hover,.rail-nav a[aria-current=page]{background:var(--copper);border-color:var(--copper);color:var(--charcoal)}
}

/* Mobile-friendly sticky header + burger */
.site-header{background:rgba(243,240,229,.94);backdrop-filter:saturate(1.05) blur(8px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:6}
.header-bar{max-width:1180px;margin:0 auto;padding:10px 20px;display:flex;align-items:center;gap:16px;justify-content:space-between}
.brand img{width:200px;height:auto}
.menu-btn{display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:8px 14px;border:1px solid var(--charcoal);background:transparent;color:var(--charcoal);font:600 15px var(--sans);cursor:pointer}
.menu-icon,.menu-icon::before,.menu-icon::after{display:block;width:18px;height:2px;background:var(--charcoal);position:relative}
.menu-icon::before,.menu-icon::after{content:"";position:absolute}
.menu-icon::before{top:-6px}.menu-icon::after{top:6px}
.site-nav ul{list-style:none;margin:0;padding:0 0 12px;display:flex;flex-direction:column;gap:2px}
.site-nav a{display:flex;align-items:center;min-height:44px;padding:8px 12px;color:var(--charcoal);text-decoration:none;font-weight:600;font-size:.95rem}
.site-nav a:hover,.site-nav a[aria-current=page]{background:var(--charcoal);color:var(--ivory)}
.js .site-nav{display:none;width:100%}
.js .site-nav.open{display:block}
@media (min-width:1040px){
  .menu-btn{display:none}
  .js .site-nav,.site-nav{display:block;width:auto}
  .site-nav ul{flex-direction:row;flex-wrap:wrap;justify-content:flex-end;padding:0;gap:2px}
  .site-nav a{padding:8px 10px;font-size:.86rem}
  .brand img{width:220px}
}

.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--copper);color:var(--charcoal);text-decoration:none;font-weight:700;padding:12px 22px;border-radius:0;border:2px solid var(--copper);min-height:44px;font-size:1rem;cursor:pointer;font-family:var(--sans)}
.btn:hover{background:var(--ivory);border-color:var(--ivory);color:var(--charcoal)}
.btn-ghost{background:transparent;color:var(--charcoal);border-color:var(--charcoal)}
.btn-ghost:hover{background:var(--charcoal);color:var(--ivory)}
.btn-ghost-light{background:transparent;color:var(--ivory);border-color:var(--ivory)}
.btn-ghost-light:hover{background:var(--ivory);color:var(--charcoal)}
.btn-light{background:var(--ivory);color:var(--charcoal);border-color:var(--ivory)}
.btn-light:hover{background:#fff;color:var(--charcoal)}
.eyebrow{font-size:.75rem;letter-spacing:.16em;text-transform:uppercase;color:var(--copper);font-weight:700;margin:0 0 .35em}

/* Full-bleed pour hero */
.hero-bleed{position:relative;min-height:min(78vh,720px);display:grid;align-items:end;background:var(--charcoal);color:var(--ivory);overflow:hidden}
.hero-media{position:absolute;inset:0}
.hero-media img,.hero-img{width:100%;height:100%;object-fit:cover;filter:saturate(.92) contrast(1.05)}
.hero-overlay{position:relative;z-index:1;padding:48px 20px 42px;max-width:1180px;width:100%;margin:0 auto;background:linear-gradient(180deg,rgba(36,38,36,0) 0%,rgba(36,38,36,.72) 38%,rgba(36,38,36,.88) 100%)}
.hero-brand{color:var(--copper)}
.hero-bleed h1{color:#fff;max-width:14ch}
.hero-sub{font-size:1.08rem;color:#E8DFD2;max-width:36em}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px}
.hero-links{display:flex;flex-wrap:wrap;gap:14px 18px;margin:18px 0 0;padding:0;list-style:none}
.hero-links a{color:#fff;text-decoration:none;font-size:.92rem;font-weight:600;border-bottom:1px solid rgba(255,255,255,.35);padding-bottom:2px}
.hero-links a:hover{color:var(--copper);border-color:var(--copper)}

/* Editorial homepage grid */
.editorial-band{background:var(--ivory);padding:28px 0 8px}
.editorial-grid{display:grid;gap:16px}
.ed-mono,.ed-feature,.ed-stack a{background:var(--card);border:1px solid var(--line);overflow:hidden;position:relative}
.ed-mono img,.ed-feature img{width:100%;aspect-ratio:4/5;object-fit:cover;filter:grayscale(1) contrast(1.05)}
.ed-feature img{filter:none;aspect-ratio:5/4}
.ed-vert{position:absolute;left:8px;bottom:16px;writing-mode:vertical-rl;transform:rotate(180deg);font:700 11px/1 var(--head);letter-spacing:.22em;color:rgba(36,38,36,.55)}
.ed-copy,.ed-stack a{padding:16px 18px 18px;display:block;color:inherit;text-decoration:none}
.ed-feature a,.ed-mono a{color:inherit;text-decoration:none;display:block}
.ed-stack{display:grid;gap:16px}
.ed-tool{background:var(--charcoal)!important;color:var(--ivory);border-color:var(--charcoal)!important;min-height:180px}
.ed-tool .eyebrow{color:var(--copper)}
.ed-tool h2,.ed-basic h2{margin:.2em 0 .5em;font-size:1.45rem;color:inherit}
.ed-basic{background:#E7E1D4!important;min-height:160px}
.ed-basic .eyebrow{color:var(--moss)}
@media (min-width:900px){
  .editorial-grid{grid-template-columns:1fr 1.15fr .9fr;gap:18px;align-items:stretch}
  .ed-mono img{min-height:100%;aspect-ratio:auto;height:100%}
  .ed-feature{display:flex;flex-direction:column}
  .ed-feature img{aspect-ratio:16/11}
}

.shell{display:grid;gap:28px;padding:28px 0 40px}
@media (min-width:980px){
  .shell{grid-template-columns:230px minmax(0,1fr);gap:36px;align-items:start}
  .topic-rail{position:sticky;top:84px}
}
.topic-rail{background:var(--card);border:1px solid var(--line);padding:16px;box-shadow:var(--shadow)}
.rail-kicker{margin:0 0 10px;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--copper);font-weight:700}
.topic-rail ul{list-style:none;margin:0;padding:0;display:grid;gap:6px}
.topic-rail a{display:flex;gap:10px;align-items:center;text-decoration:none;color:var(--ink);padding:10px;min-height:52px}
.topic-rail a:hover{background:#EDE7DA}
.rail-icon{width:36px;height:36px;background:#E8E2D4;color:var(--charcoal);display:grid;place-items:center;flex:0 0 auto}
.rail-icon svg{width:18px;height:18px}
.rail-text{display:flex;flex-direction:column;gap:1px}
.rail-text strong{font-size:.92rem}
.rail-text em{font-style:normal;font-size:.78rem;color:var(--muted)}
.rail-tool{margin:12px 0 0;padding-top:12px;border-top:1px solid var(--line)}
.rail-tool a{color:var(--charcoal);font-weight:700;text-decoration:none}

.section{padding-top:8px;padding-bottom:8px}
.section-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap;margin-bottom:14px}
.section-head a{font-weight:700;text-decoration:none;color:var(--copper)}

.grid{display:grid;gap:18px}
.grid-2{grid-template-columns:1fr}
.grid-3{grid-template-columns:1fr}
@media (min-width:700px){.grid-2{grid-template-columns:1fr 1fr}.grid-3{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1000px){.grid-3{grid-template-columns:repeat(3,1fr)}}
.card{background:var(--card);border:1px solid var(--line);overflow:hidden;box-shadow:var(--shadow);height:100%}
.card-link{display:flex;flex-direction:column;height:100%;color:inherit;text-decoration:none}
.card-media{position:relative}
.card-media img{width:100%;aspect-ratio:4/3;object-fit:cover}
.card-chip{position:absolute;left:12px;top:12px;background:rgba(243,240,229,.94);color:var(--charcoal);font-size:.7rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:6px 10px}
.card-body{padding:14px 16px 18px;display:grid;gap:8px}
.card-body h3{margin:0;font-size:1.12rem}
.card-body p{margin:0;color:var(--muted);font-size:.95rem}
.card-meta{display:flex;gap:12px;flex-wrap:wrap;font-size:.82rem;color:var(--muted)}

.band{padding:28px 0;margin:28px 0;background:var(--charcoal);color:#E8DFD2}
.band .container{display:grid;gap:18px;align-items:center}
.band h2{color:#fff;margin-top:0}
.band p{color:#D9D0C3}
.band .btn{background:var(--copper);border-color:var(--copper);color:var(--charcoal)}
.band .btn:hover{background:var(--ivory);border-color:var(--ivory)}
@media (min-width:900px){.band .container{grid-template-columns:1.2fr .8fr}.band{padding:36px 0;margin:36px 0}}
.band figure{margin:0;overflow:hidden}
.band img{width:100%;aspect-ratio:4/3;object-fit:cover;filter:grayscale(.15)}

.trust{background:var(--card);border:1px solid var(--line);padding:20px 22px;box-shadow:var(--shadow)}
.trust h2{margin-top:0}
.page-header{padding:8px 0 6px}
.lede{font-size:1.12rem;color:var(--muted)}
.crumbs{margin:16px 0 8px;font-size:.9rem}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:0;color:var(--muted)}
.crumbs li:not(:last-child)::after{content:"/";margin-left:6px;color:var(--copper)}
.crumbs a{color:var(--copper);text-decoration:none}
.prose{max-width:70ch}
.prose p,.prose li{max-width:70ch}
.prose ul.checklist{list-style:none;padding:0}
.prose ul.checklist li{position:relative;padding:8px 8px 8px 34px;margin:6px 0;background:var(--card);border:1px solid var(--line)}
.prose ul.checklist li::before{content:"";position:absolute;left:12px;top:14px;width:12px;height:12px;border:2px solid var(--copper)}
.toc{background:var(--card);border:1px solid var(--line);padding:14px 16px;margin:12px 0 20px}
.toc ol{margin:8px 0 0;padding-left:1.2rem}
.meta-row{display:flex;flex-wrap:wrap;gap:10px 16px;color:var(--muted);font-size:.9rem;margin:8px 0 16px}
.article-hero{margin:0 0 18px;overflow:hidden;border:1px solid var(--line)}
.article-hero img{width:100%;aspect-ratio:16/10;object-fit:cover}
.related{display:grid;gap:14px;margin-top:10px}
.sources{font-size:.92rem}
.sources a{word-break:break-word}
.notice{background:#E8E2D4;border-left:4px solid var(--copper);padding:12px 14px;margin:12px 0}
.contact-box,.calc{background:var(--card);border:1px solid var(--line);padding:16px;box-shadow:var(--shadow)}
.contact-form .field,.calc .field{display:grid;gap:6px;margin-bottom:12px}
.calc-grid{display:grid;gap:12px}
@media (min-width:700px){.calc-grid{grid-template-columns:1fr 1fr}}
label{font-weight:600;color:var(--charcoal)}
input,select,textarea{font:inherit;padding:10px 12px;border:1px solid var(--line);border-radius:0;background:#fff;min-height:44px}
textarea{min-height:140px;resize:vertical}
.hp{position:absolute;left:-10000px;top:auto;width:1px;height:1px;overflow:hidden}
.form-msg{padding:12px 14px;margin:12px 0}
.form-msg.ok{background:#E7F0E8;color:#2F4A34}
.form-msg.err{background:#F7E8E4;color:#7A2E22}
.calc-error{color:#7A2E22;font-weight:600}
.calc-result{background:var(--charcoal);color:#E8DFD2;padding:18px;margin:18px 0}
.calc-result h2{color:#fff;margin-top:0}
.calc-result ul{padding-left:1.2rem}
.site-footer{background:var(--charcoal);color:#D9D0C3;margin-top:40px;padding:36px 0 18px}
.footer-grid{display:grid;gap:24px}
@media (min-width:800px){.footer-grid{grid-template-columns:1.4fr 1fr 1fr}}
.footer-h{color:#fff;font-size:1rem;margin:0 0 10px;font-family:var(--sans);letter-spacing:.06em;text-transform:uppercase}
.footer-list{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.footer-list a,.footer-mail{color:#fff;text-decoration:none;display:inline-flex;align-items:center;min-height:44px}
.footer-list a:hover,.footer-mail:hover{color:var(--copper)}
.footer-brand p{max-width:36em}
.footer-base{border-top:1px solid rgba(255,255,255,.12);margin-top:22px;padding-top:14px;font-size:.88rem;color:#A79F93}
.cat-hero{display:grid;gap:16px;margin-bottom:18px}
.cat-hero img{width:100%;aspect-ratio:16/9;object-fit:cover;border:1px solid var(--line)}
@media (min-width:800px){.cat-hero{grid-template-columns:1fr 1fr;align-items:center}}
@media print{
  .site-header,.site-footer,.topic-rail,.side-rail,.no-print,.menu-btn{display:none!important}
  body{background:#fff;padding:0}
  .calc-result{color:#000;background:#fff;border:1px solid #ccc}
}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important}}